How it Works

Getting a Payday Cash Loan is easy. All you have to do is complete the 3-4 minute online application then we'll guide you through the rest with SMS messages and emails.

Here’s how:

1. Complete the 4 minute application form. We'll review it in a few seconds. Then check your repayment schedule and fees suit you. If it's all good, confirm your loan by ticking the box at the bottom of the page.
2. Tell your payroll to expect a call from Payday Cash Loan to check some identification details.
3. Contact Payday Cash Loan to confirm your payroll officer has been contacted. You'll then receive an email with your account log-in details, so you can view your application's progress.
4. Payday Cash Loan then confirms your details with your payroll officer.
5. You get paid within 60 minutes.
   (Payday Cash Loan will pre-approve you for enough cash for a year.a pre-approved payday facility of at least $5000, depending on your income. This means that after your first cash advance you'll have access to instant cash advances whenever you need it - anytime, any day, anywhere.)

SMS messages and emails guide you through the application and alert you of approval, and let you know when your funds are transferred. This helps you to track the progress of your application and get paid faster.

In your member area you can see whether we've contacted your payroll and whether you've been paid, as well as any details you may need to know about your repayments.

We do 60 minute deposits with all major banks. Click here to view a list of these banks. If your bank is not listed you will be paid by overnight transfer.

After you've been paid you can also log-in to see your contract, a breakdown of fees, check repayment details or view previous cash advances. The day before a repayment is due; you will receive an SMS and email to remind you about your repayment and help you stay organised. You can also call 1300 327 828 for support. After your first cash advance, the application takes approximately 1 minute, with payments made to you instantly, anytime you need it.

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